Changes are always scary for many of us most of us do not like change. When you decide to make the move to buy or sell a home it can be not only stressful but scary. You might have been in the home for years or in the same town. You might have to move because of financial reason or life changes. Whatever the reason is its unknown territory for you. I met with a women this weekend who is going thru this right now. She lives far away from family for the past 20 years, while it was a good 20 years in her town she now finds herself older and alone. She needs to be around family and around people who care about her. She has decided to sell her house and move. This is scary for her. I sat with her for about 2 hours not only explaining the paperwork but just listening to her. I think she needed someone to just validate that yes, this is a change but we will embark on this journey together. I will help her achieve her goals of not just selling her house and finding her a new place to live but in helping her thru this unknown time in her life. She just needed some reassurance. Isn’t that just what we all need.
Closing costs.. if your buying, selling, or refinancing your going to have closing costs. Closing costs are of the fees involved in the loan. Escrow and title fees, lender fees, interest on old and new loan, taxes and insurance. An experienced loan officer or realtor should be able to explain every closing costs you will have in your tranaction. When you go to sign your loan papers weather selling, buying or refinancing you should know exactly what those closing costs are.
Gloria Kohn Mortagage Magic 